Small caps and foreign stocks were the place to be in the third quarter. That's the conclusion to be drawn from The Associated Press's analysis of nine types of investments, which shows investors pocketed the largest gains from their holdings of small cap stocks, emerging market stocks, and large foreign stocks in the third quarter. As the Fed weighs increasing interest rates, average rates on home loans obtained by millennials fell to 3.763 percent in August, according to the latest Ellie Mae Millennial Tracker™. This demonstrates a steady decrease from a high of 4.124 percent in February.